“We’re past the spreadsheet stage.”
Incorporated small businesses
Trades, consultants, clinics, agencies, shops and service companies that need bookkeeping, payroll and a T2 corporate tax return handled by one practice.
who we are
a2z Financial Solutions is a fully remote accounting and bookkeeping practice working with clients across Canada, no walk-in office, no commute, everything handled by phone, video call and secure file sharing. We handle the recurring work, books, payroll, filings, and the decisions that sit on top of it, in language you can repeat to your business partner without translating first.
To give Canadian business owners numbers they trust and explanations they understand, so every financial decision is theirs to make, on purpose, with the facts in front of them.
decide on your own
Most of our work is with owner-managed businesses and the people behind them. If you recognise yourself below, we'll likely be a good fit.
“We’re past the spreadsheet stage.”
Trades, consultants, clinics, agencies, shops and service companies that need bookkeeping, payroll and a T2 corporate tax return handled by one practice.
“I’m starting something.”
People deciding between a sole proprietorship and incorporation, and wanting the CRA and software side set up correctly from day one.
“It’s just my return, really.”
Personal tax returns in Canada, including self-employment, rental income, newcomers to Canada, and benefit or credit questions.
“Two countries, one tax picture.”
People and businesses with income, property or family interests in both India and Canada who need both sides considered together.
the honest version
We won't promise outcomes we don't control, refunds, assessments or approvals are the CRA's call. What we can promise is care with your file and straight answers about what we see in it.
Most people arrive mid-problem: books behind, a letter from the CRA, a year-end closer than they'd like. The first thing we do is tell you where you actually stand, then what's urgent, what can wait, and what it will cost.
You should never need an accountant to explain what your accountant said.
“Can one firm do all of it?”
Bookkeeping, payroll, tax and incorporation in the same place, so no one can say the other provider was supposed to do it.
“Explain it like I’m busy.”
Terms get explained in the sentence they appear in. If a recommendation can't be explained simply, it isn't ready to give.
“Please don’t let me miss one.”
Filing dates for HST, payroll remittances, T4s and corporate year-ends live on a calendar we manage with you.
“Is this allowed?”
Where tax treatment is uncertain, we say so, document the position, and tell you when a question needs specialist advice.
We use AI-assisted workflows for the repetitive parts of bookkeeping and accounting, reading receipts, suggesting codes, spotting duplicates and outliers. It makes the work faster and more consistent. It does not make the decisions.
Everything an AI-assisted step produces is checked by a person before it's posted, filed or used to advise you. That's the whole philosophy: automation for speed, professional human review for judgement and responsibility.
How software and AI fit into our servicesDocuments read, transactions matched, suggestions drafted.
A person checks the treatment, the period and the evidence.
Numbers, what changed, and anything that needs your decision.
Your financial records are sensitive. Here's how we treat them, and where we draw the line on what we'll claim.
“Who else sees my numbers?”
Client information is used only to deliver the services you've engaged us for, and shared with the CRA or third parties only on your instruction or where the law requires it.
“Why did we file it that way?”
Where a filing position involves judgement, the reasoning and supporting documents are recorded on the file so the position can be explained later.
“Can you promise a refund?”
We don't guarantee refunds, savings, credit approvals or how the CRA will assess a return. We do commit to accurate, timely, well-supported work.
A consultation costs you nothing but the time it takes to describe your situation. Bring your questions.
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